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Mortgage Underwriter

Arcadia, CA
Posted on 3/18/2021
Full-Time

QUALIFICATIONS & EXPERIENCE:

  • Review loan files for completeness and accuracy including but not limited to, calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation.
  • Evaluate debt and loan-to-value ratios, credit score, property valuation and various other factors
  • Determine and document loan conditions, communicate requirements, and/or decisions
  • Identify loan credit risks resulting from the applicant's underlying business practices, underwriting, and/or fraud exposure
  • Maintain knowledge of all applicable agency and non-agency underwriting guidelines
  • Knowledge of automated and manual underwriting and issue full underwriting’s condition notice
  • Knowledge and use of loan origination system Mortgagebot/LOS, Calyx Point, Encompass, etc.
  • Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations-including TRID-and understanding of mortgage regulatory changes
  • High producer with attention to quality
  • Strong commitment to customer service and satisfaction
  • Perform other non-routine inquiries and other duties as required by management

MUST HAVE REQUIREMENT:

  • 2+ years underwriting and loan review/due diligence (post-close) experience in the residential mortgage industry

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 866-985-0616
     626-656-1109

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9:30 am - 5:00 pm
Pacific Time, Mon. - Fri.

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