Mortgage Underwriter

Arcadia, CA
Posted on 3/18/2021
Full-Time

QUALIFICATIONS & EXPERIENCE:

Review loan files for completeness and accuracy including but not limited to, calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation.
Evaluate debt and loan-to-value ratios, credit score, property valuation and various other factors
Determine and document loan conditions, communicate requirements, and/or decisions
Identify loan credit risks resulting from the applicant's underlying business practices, underwriting, and/or fraud exposure
Maintain knowledge of all applicable agency and non-agency underwriting guidelines
Knowledge of automated and manual underwriting and issue full underwriting’s condition notice
Knowledge and use of loan origination system Mortgagebot/LOS, Calyx Point, Encompass, etc.
Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations-including TRID-and understanding of mortgage regulatory changes
High producer with attention to quality
Strong commitment to customer service and satisfaction
Perform other non-routine inquiries and other duties as required by management

MUST HAVE REQUIREMENT:

2+ years underwriting and loan review/due diligence (post-close) experience in the residential mortgage industry

Banking Card

Access Account Information

Check your account information anytime and anywhere. View balances, keep track of your transactions, or make payments safely and securely over the Internet.

payment options

Mobile Wallet

By downloading the Apple Pay®, Android PayTM, or Samsung Pay app and registering your cards, you can use your smart phone, instead of the cards, to make purchases at merchant locations that have compatible devices. Your Apple Pay®, Android PayTM, or Samsung Pay acts as your mobile wallet to provide you a safe and simple way to pay at places like grocery stores, restaurants, hotels, and boutiques where the applicable service is accepted.

Reward Yourself with cRewards

How it Works:

First, create your profile so you can log into your cRewards account.
Once your profile is created, you can view your reward balance, search and view all available point redemption options and more.
Redeem points online for travel rewards and merchandise. Merchandise includes: Electronics, Home Goods, Recreational & Sporting Items, Appliances, Jewelry, Toys, and more!
Use your card for everyday purchases and watch your points quickly add up.

Rewards

Mortgage Underwriter

QUALIFICATIONS & EXPERIENCE:

MUST HAVE REQUIREMENT:

Mobile Wallet

Reward Yourself with cRewards

Download Our App

隐私