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EverTrust Bank Debit MasterCard®

Our ATM/ Debit MasterCard® with EMV Chip Technology comes with the following features & benefits:

  • Payment Convenience
  • Built-in Fraud Protection
  • The selective surcharge-free SUM® and STAR® SF Program1
  • EverTrust Bank Rewards2

Payment Convenience

The EverTrust Bank ATM/Debit MasterCard® is a great way for you to conveniently pay for those everyday little purchases instead of writing checks or withdrawing cash from the ATM. Make purchases with funds taken directly out of your checking account and track your transactions online or on your mobile phone. Online payments and over-the-phone purchases are also easy with your EverTrust Bank Debit Card.

Pay with Your Debit Card Using Apple Pay®, Android PayTM, and Samsung Pay

Introducing the simple, secure, and private way to shop! With Apple Pay®, Android PayTM, and Samsung Pay, you can enjoy all the benefits of your EverTrust Bank Debit MasterCard® on eligible devices at thousands of merchant locations nationwide to conveniently make purchases3. Reach for your wallet no longer! 

Built-in Fraud Protection

EverTrust Bank offers MasterCard® SecureCode (MCSC) as added security protection when shopping online. Shoppers are provided a unique personal code for their purchases through the internet and validated as an extra layer of security when credit card information is entered online. This service helps put a stop to any unauthorized online transaction before it happens. Register your card here.

With the latest EMV chip technology built into your EverTrust Debit MasterCard®, you have the extra security against fraud when using your card at chip-enabled terminals. Every transaction scanned at a chip card reader produces a single-use code to validate the transaction so you can have the peace of mind that your sensitive payment data is protected better. With the enhanced security and increasing number of chip-enabled terminals everywhere, you can confidently use your debit card to make purchases anywhere merchants display a MasterCard® logo.  EverTrust Bank does not have a per item POS transaction charge.

Surcharge Free ATM Transactions

EverTrust Bank is a member of the SUM® and STAR® surcharge free networks. As our customer, you have access to over 5,300 SUM® and Intercept ATM locations and more than 37,000 STAR® surcharge free ATMs in the U.S. We do not charge a fee for ATM withdrawals, transfers or balance inquiries at any of our ATMs or those in our surcharge free networks. However, if you use an ATM not owned by us, you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.

Keep an eye out for the SUM® and Intercept logo or view the list of participating ATMs


SUM Logo   STAR Logo


EverTrust Bank Rewards

Earn EverTrust Bank Rewards2 when you make everyday purchases by signing instead of using a PIN for your debit card transactions. It's that simple! Debit cardholders can redeem points to choose from a variety of merchandise items and gift cards based on their spending activity. All debit card customers are automatically enrolled in EverTrust Bank Rewards. 

1Other ATM owners outside of the SUM® and STAR® surcharge free network may impose a surcharge. Look for these network logos to avoid any charges.

You are responsible for any personal tax liability related to participation in the Program or as a result of points earned or redeemed. EverTrust Bank is not responsible for managing or administering the Program or providing services under the Program. Program Administrator reserves the right to change these rules at any time, for any reason and without notice.

3 Apple, Apple Pay, Apple Watch, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. Android and the Android Logo are trademarks of Google Inc. The Android Robot is reproduced or modified from work created and shared by Google and used according to terms described in the Creative Commons 3.0 Attribution License. Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd. Microsoft and Microsoft Wallet are trademarks of Microsoft Corporation. Mastercard is a registered trademark, and Masterpass and the circles design are trademarks of Mastercard International Incorporated and are used by the issuer pursuant to license.

Banking Card

Access Account Information

Check your account information anytime and anywhere. View balances, keep track of your transactions, or make payments safely and securely over the Internet.

 payment options

Apple Pay

Google Pay

Mobile Wallet

By downloading the Apple Pay®, Android PayTM, or Samsung Pay app and registering your cards, you can use your smart phone, instead of the cards, to make purchases at merchant locations that have compatible devices. Your Apple Pay®, Android PayTM, or Samsung Pay acts as your mobile wallet to provide you a safe and simple way to pay at places like grocery stores, restaurants, hotels, and boutiques where the applicable service is accepted.

Reward Yourself with cRewards

How it Works:

  • First, create your profile so you can log into your cRewards account.
  • Once your profile is created, you can view your reward balance, search and view all available point redemption options and more.
  • Redeem points online for travel rewards and merchandise. Merchandise includes: Electronics, Home Goods, Recreational & Sporting Items, Appliances, Jewelry, Toys, and more!
  • Use your card for everyday purchases and watch your points quickly add up.


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