Certificates of Deposit (TCD)
- Account Eligible For: Individuals
- Pays Interest: Variable Rate
- Open Balance: $3,000
- Online Banking: Free Access
- Other Benefits and Features
- The security of FDIC insurance on your funds up to $250,000
- Stable returns on your investments
- Generally, the more you save, the higher the interest rate
- Automatic renewal
The following Certificate of Deposit (CD) products can be opened through our Online Account Opening process:
Online Certificate of Deposit "CD" Rates - $3,000.00 to $19,999.99
Online Certificate of Deposits
| Term
|
Minimum Opening
Balance Required
|
Interest Rate
|
Annual Percentage
Yield (APY)
|
| 3 months
|
$3,000.00
|
2.276%
|
2.30%
|
| 6 months
|
$3,000.00
|
3.416%
|
3.45%
|
| 9 months
|
$3,000.00
|
2.934%
|
2.95%
|
| 1 year
|
$3,000.00
|
2.850%
|
2.85%
|
- Interest Rate and Annual Percentage Yield (APY) are effective as of June 20, 2023.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
Apply Now
Online Certificate of Deposit "CD" Rates - $20,000.00 to $79,999.99
Online Certificate of Deposit "CD" Rates - $20,000.00 to $79,999.99
| Term
|
Minimum Opening
Balance Required
|
Interest Rate
|
Annual Percentage
Yield (APY)
|
| 3 months
|
$20,000.00
|
2.374%
|
2.40%
|
| 6 months
|
$20,000.00
|
3.563%
|
3.60%
|
| 9 months
|
$20,000.00
|
3.083%
|
3.10%
|
| 1 year
|
$20,000.00
|
3.050%
|
3.05%
|
- Interest Rate and Annual Percentage Yield (APY) are effective as of June 20, 2023.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
Apply Now
EverTrust Bank also offers Certificates of Deposit (not listed above) with terms from 7 days to 5 years or more. Please contact your nearest branch for details.