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Certificates of Deposit (TCD)

  • Account Eligible For: Individuals
  • Pays Interest: Variable Rate
  • Open Balance: $3,000
  • Online Banking: Free Access
  • Other Benefits and Features
    • The security of FDIC insurance on your funds up to $250,000
    • Stable returns on your investments
    • Generally, the more you save, the higher the interest rate
    • Automatic renewal


The following Certificate of Deposit (CD) products can be opened through our Online Account Opening process:



Online Certificate of Deposits "CD" Rates

  $3,000 to $19,999.99 $20,000 to $79,999.99 $80,000 and Over
Term Interest Rate Annual Percentage Yield (APY) Interest Rate Annual Percentage Yield (APY) Interest Rate Annual Percentage Yield (APY)
3 Months 3.011% 3.05% 3.109% 3.15% 3.207% 3.25%
6 Months 4.152% 4.20% 4.299% 4.35% 4.446% 4.50%
9 Months 3.926% 3.95% 4.075% 4.10% 4.223% 4.25%
1 Year 3.850% 3.85% 4.050% 4.05% 4.250% 4.25%


  • Interest Rate and Annual Percentage Yield (APY) are effective as of June 3, 2024.
  • Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
  • Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
  • Please refer to Time Certificate of Deposit disclosure for more details.

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EverTrust Bank also offers Certificates of Deposit (not listed above) with terms from 7 days to 5 years or more. Please contact your nearest branch for details.

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