Mortgage Underwriter

Arcadia, CA
Posted on 3/18/2021
Full-Time

QUALIFICATIONS & EXPERIENCE:

• Review loan files for completeness and accuracy including but not limited to, calculation and verification of income & assets, evaluation of credit reports, purchase contracts, appraisals, title commitments, VOE, tax returns, divorce decrees, and other loan pertinent compliance documentation.
• Evaluate debt and loan-to-value ratios, credit score, property valuation and various other factors
• Determine and document loan conditions, communicate requirements, and/or decisions
• Identify loan credit risks resulting from the applicant's underlying business practices, underwriting, and/or fraud exposure
• Maintain knowledge of all applicable agency and non-agency underwriting guidelines
• Knowledge of automated and manual underwriting and issue full underwriting’s condition notice
• Knowledge and use of loan origination system Mortgagebot/LOS, Calyx Point, Encompass, etc.
• Knowledge and familiarity with current mortgage policies/procedures, compliance laws and regulations-including TRID-and understanding of mortgage regulatory changes
• High producer with attention to quality
• Strong commitment to customer service and satisfaction
• Perform other non-routine inquiries and other duties as required by management

MUST HAVE REQUIREMENT:

• 2+ years underwriting and loan review/due diligence (post-close) experience in the residential mortgage industry

Apply Now