Certificates of Deposit (TCD)
- Account Eligible For: Individuals
- Pays Interest: Variable Rate
- Open Balance: $3,000
- Online Banking: Free Access
- Other Benefits and Features
- The security of FDIC insurance on your funds up to $250,000
- Stable returns on your investments
- Generally, the more you save, the higher the interest rate
- Automatic renewal
The following Certificate of Deposit (CD) products can be opened through our Online Account Opening process:
Online Certificate of Deposits "CD" Rates
|
$3,000 to $19,999.99 |
$20,000 to $79,999.99 |
$80,000 and Over |
Term |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
3 Months |
3.011% |
3.05% |
3.109% |
3.15% |
3.207% |
3.25% |
6 Months |
4.152% |
4.20% |
4.299% |
4.35% |
4.446% |
4.50% |
9 Months |
3.926% |
3.95% |
4.075% |
4.10% |
4.223% |
4.25% |
1 Year |
3.850% |
3.85% |
4.050% |
4.05% |
4.250% |
4.25% |
- Interest Rate and Annual Percentage Yield (APY) are effective as of June 3, 2024.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
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EverTrust Bank also offers Certificates of Deposit (not listed above) with terms from 7 days to 5 years or more. Please contact your nearest branch for details.