Certificates of Deposit (TCD)
- Account Eligible For: Individuals
- Pays Interest: Variable Rate
- Open Balance: $3,000
- Online Banking: Free Access
- Other Benefits and Features
- The security of FDIC insurance on your funds up to $250,000
- Stable returns on your investments
- Generally, the more you save, the higher the interest rate
- Automatic renewal
The following Certificate of Deposit (CD) products can be opened through our Online Account Opening process:
Online Certificate of Deposit "CD" Rates - $3,000.00 to $19,999.99
Online Certificate of Deposits
| Term |
Minimum Opening
Balance Required |
Interest Rate |
Annual Percentage
Yield (APY) |
| 3 months |
$3,000.00 |
2.767% |
2.80% |
| 6 months |
$3,000.00 |
3.907% |
3.95% |
| 9 months |
$3,000.00 |
3.678% |
3.70% |
| 1 year |
$3,000.00 |
3.600% |
3.60% |
- Interest Rate and Annual Percentage Yield (APY) are effective as of March 18, 2024.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
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Online Certificate of Deposit "CD" Rates - $20,000.00 to $79,999.99
Online Certificate of Deposit "CD" Rates - $20,000.00 to $79,999.99
| Term |
Minimum Opening
Balance Required |
Interest Rate |
Annual Percentage
Yield (APY) |
| 3 months |
$20,000.00 |
2.864% |
2.90% |
| 6 months |
$20,000.00 |
4.054% |
4.10% |
| 9 months |
$20,000.00 |
3.827% |
3.85% |
| 1 year |
$20,000.00 |
3.800% |
3.80% |
- Interest Rate and Annual Percentage Yield (APY) are effective as of March 18, 2024.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
Apply Now
EverTrust Bank also offers Certificates of Deposit (not listed above) with terms from 7 days to 5 years or more. Please contact your nearest branch for details.