Certificates of Deposit (TCD)
- Account Eligible For: Individuals
- Pays Interest: Variable Rate
- Open Balance: $3,000
- Online Banking: Free Access
- Other Benefits and Features
- The security of FDIC insurance on your funds up to $250,000
- Stable returns on your investments
- Generally, the more you save, the higher the interest rate
- Automatic renewal
The following Certificate of Deposit (CD) products can be opened through our Online Account Opening process:
Online Certificate of Deposits "CD" Rates
| |
$3,000 to $19,999.99 |
$20,000 to $79,999.99 |
$80,000 and Over |
| Term |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
Interest Rate |
Annual Percentage Yield (APY) |
| 3 Months |
3.353% |
3.40% |
3.450% |
3.50% |
3.548% |
3.60% |
| 6 Months |
3.268% |
3.30% |
3.416% |
3.45% |
3.563% |
3.60% |
| 9 Months |
3.182% |
3.20% |
3.331% |
3.35% |
3.480% |
3.50% |
| 1 Year |
3.100% |
3.10% |
3.330% |
3.30% |
3.500% |
3.50% |
- Interest Rate and Annual Percentage Yield (APY) are effective as of Janaury 21, 2025.
- Annual Percentage Yield (APY) assumes interest remains on deposit for the term of the account.
- Early withdrawal penalty applies if CD is closed before maturity. Fees may reduce principal and interest on the account.
- Please refer to Time Certificate of Deposit disclosure for more details.
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EverTrust Bank also offers Certificates of Deposit (not listed above) with terms from 7 days to 5 years or more. Please contact your nearest branch for details.