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Headquarter Crossroad Paryway OfficeEverTrust Bank is a subsidiary of O-Bank.

Headquartered at Crossroads Parkway in the City of Industry in Southern California, EverTrust Bank (ETB) was established in 1995 by a group of overseas Chinese bankers and entrepreneurs. In July 2006, O-Bank reached an agreement with ETB to purchase 100% stake of ETB via a newly established U.S. holding company, IBT Holdings Corp. The acquisition was consummated on March 30, 2007 whereby O-Bank aquired the majority of ETB stock (greater than 90%) and one other investor acquired the remaining stock.  ETB has become an important step in O-Bank's strategy of international expansion.  

Presently, ETB focuses on servicing Chinese businesses in California by providing C&I, trade finance, commercial real estate and construction loans as well as deposit services. ETB has eight full service branches located at Crossroads Parkway (City of Industry), City of Industry, Alhambra, Irvine, Cerritos, Cupertino, Arcadia, and Milpitas.

As of December 31, 2023, ETB had assets of US $871 million.

Looking forward, ETB's vision is to continue serving its customers and communities through a network of banking professionals at each of its locations. We serve our communities by volunteering in service organizations (e.g., teaching and mentoring financial literacy, serving as board members, etc.), donating to charitable entities, and employing environmentally-friendly practices wherever possible. We are also committed to enhancing our earnings capabilities and pursuing sustainable growth, in part by working with the O-Bank Group to expand our product offerings and geographic reach.

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