Audit & Loan Review Officer

Location: 18645 E. Gale Ave. #110, City of Industry, CA 91748
Job Schedule: Full-Time
Job Schedule: Onsite (No Remote Option)
Annual Salary: $72,500 – $110,000 (DOE)

POSITION OVERVIEW:

The Audit & Loan Review Officer is responsible for conducting internal audits and loan reviews to ensure compliance with Bank policies, regulatory requirements, and sound lending practices. This position identifies risks and control weaknesses, prepares audit reports and recommendations, and supports process improvements to strengthen the Bank's internal control environment.

Job Descriptions:

Internal Audit Projects – Conducts assigned audit projects/tasks in a professional manner and within defined scopes and timeframes; identifies and communicates issues raised and writes findings and recommendations effectively; obtains and reviews audit evidence to support issues and conclusions; ensures audit work is sufficiently documented in project workpapers and audit reports.
Pre-Closing Loan File Reviews – For selected loans, reviews information and documentation necessary to ensure loan files are complete before closing. This function is performed only on residential mortgage loan originations and may be performed on a sampling basis, depending on volume of loans generated.
Post-Closing Loan File Reviews – On a sample basis, reviews documents for all types of consumer and commercial loans to ensure documentation is accurate, complete, and approved in compliance with regulations and Bank policy. Reviews financials, loan approvals and all credit related forms to ensure loans were underwritten, approved, and closed in compliance with the Bank’s loan policy.
Prepares project-specific reports and overall monthly/quarterly/annual reports summarizing the audit/review activities and the results of other analysis performed.
Completes all necessary training, including cross-training in functions within the Internal Audit area. Maintains knowledge of current Bank policies and procedures and federal/state regulations.
Identify business process improvements and/or potential internal control enhancements and work with supervisor and/or applicable business unit to evaluate feasibility of implementing the improvement(s).
Adheres to all company policies and procedures, as well as all applicable banking rules, regulations and laws (including BSA/AML).
Performs other duties/tasks as necessary/assigned, which may include providing assistance and support to other bank personnel, functions, or areas.

Required Skills and Qualifications:

Education: College Degree in Finance, Economics, Accounting, or other fields when combined with at least 5 years of business/banking related experience.
Years of Experience: Minimum 5 years banking experience, mostly in lending and/or audit functions.
Skills / Ability: Research/data analytical skills, good communication and interpersonal skills.
Knowledge: Audit, Lending, Business, Economics, Banking, Microsoft Office Applications.
Training Courses Required: Online and on-the-job training will be provided and required during employment.

EQUAL OPPORTUNITY EMPLOYER

EverTrust Bank is an Equal Opportunity Employer. We are committed to providing equal employment opportunities to all applicants and employees without regard to race, color, religion, sex, national origin, age, disability, protected veteran status, or any other characteristic protected by applicable federal, state, or local law.

Apply Now