Introducing Your EverTrust Bank Debit Card with the latest EMV Chip Technology
With the latest EMV chip card built into your EverTrust Bank Debit Card, you now have the extra security against fraud when using your card at chip-enabled terminals. Losses from counterfeit, lost, and stolen cards are the biggest threats to anyone’s finances. Every transaction used at a chip card reader produces a single-use code to validate the transaction so you can have a better peace of mind that your sensitive payment data is protected better.
As a global initiative to combat card fraud, chip technology is already in use in over 130 countries including Asia, Europe, Canada, Mexico, and South America. Traditional magnetic stripe cards are shifting towards chip-enabled cards. The number of local businesses upgrading to EMV readers is also growing so that merchants can accept the most secure forms of payment. With the enhanced security and increasing number of chip-enabled terminals everywhere, you can confidently use your debit card to make purchases wherever MasterMoney debit cards are accepted. EverTrust Bank does not have a per item POS transaction charge.
Paying With Your EMV Chip Debit Card
- At a chip-enabled terminal, insert your debit card with chip side facing up when prompted.
- Leave your card in the terminal until your transaction is complete.
- Follow the prompt you to either enter your PIN or provide your signature.
- Remember to always retrieve your card after you are done with the transaction.
When using your chip enabled card at an ATM machine, insert your card in the ATM and follow the instructions. Remember to retrieve your card, receipt, and any cash with you at the end of the transaction. EverTrust Bank is a member of STAR® surcharge free network. As our customer, you have access to more than 37,000 STAR® surcharge free ATMs in the U.S. We do not charge a fee for ATM withdrawals, transfers or balance inquires at any ATM. However, if you use an ATM not owned by us, you may be charged a fee for a balance inquiry even if you do not complete a fund transfer.
To find the nearest STAR® surcharge free ATM, please go to http://www.star.com/locator .
Online Payments or Over-The-Phone Purchases
When using your chip enabled card for online payments or over-the-phone purchases, use the same payment process as you do today.