Introducing Your EverTrust Bank Debit Card with the latest EMV Chip Technology



With the latest EMV chip card built into your EverTrust Bank Debit Card, you now have the extra security against fraud when using your card at chip-enabled terminals.  Losses from counterfeit, lost, and stolen cards are the biggest threats to anyone’s finances.  Every transaction used at a chip card reader produces a single-use code to validate the transaction so you can have a better peace of mind that your sensitive payment data is protected better.

As a global initiative to combat card fraud, chip technology is already in use in over 130 countries including Asia, Europe, Canada, Mexico, and South America.  Traditional magnetic stripe cards are shifting towards chip-enabled cards.   The number of local businesses upgrading to EMV readers is also growing so that merchants can accept the most secure forms of payment.  With the enhanced security and increasing number of chip-enabled terminals everywhere, you can confidently use your debit card to make purchases wherever MasterMoney debit cards are accepted.  EverTrust Bank does not have a per item POS transaction charge. 

Paying With Your EMV Chip Debit Card

  1. At a chip-enabled terminal, insert your debit card with chip side facing up when prompted. 
  2. Leave your card in the terminal until your transaction is complete. 
  3. Follow the prompt you to either enter your PIN or provide your signature. 
  4. Remember to always retrieve your card after you are done with the transaction.  

ATM Transactions

When using your chip enabled card at an ATM machine, insert your card in the ATM and follow the instructions.  Remember to retrieve your card, receipt, and any cash with you at the end of the transaction.  EverTrust Bank is a member of STAR® surcharge free network.  As our customer, you have access to more than 37,000 STAR® surcharge free ATMs in the U.S.  We do not charge a fee for ATM withdrawals, transfers or balance inquires at any ATM.  However, if you use an ATM not owned by us, you may be charged a fee for a balance inquiry even if you do not complete a fund transfer. 

To find the nearest STAR® surcharge free ATM, please go to .

Online Payments or Over-The-Phone Purchases

When using your chip enabled card for online payments or over-the-phone purchases, use the same payment process as you do today.



Contact Us | Privacy | Disclosures | Online Privacy Policy | Careers | Site Map 

FDIC EHL logo © Copyright 2017 EverTrust Bank. All Rights Reserved. 

You are leaving EverTrust Bank

By clicking Continue, you will be taken to a website that is not affiliated with EverTrust Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of EverTrust Bank's website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of EverTrust Bank.


Unsecure Email Disclosure

NOTICE: This information is not encrypted. Please do not include any private, personal information, such as account numbers, balance information, or social security numbers in your message to us. If you need to provide this type of information, please contact us directly at the phone numbers listed, or send an e-mail and ask that our representative contact you. Or, if you are an Online Banking customer, you may send a secure message by logging into your Online Banking account.






当透过此网站向我们发出任何电子邮件时, 请不要包含敏感资料,例如账户号码或非公开的个人资料如社会安全或报税识别号码。如您是华信网路银行用户,请登入然后使用安全信息功能与我们联络。



您現在將進入一個非我們管理的網站。華信銀行不能保證其他網站所提供的資料及建議是否正確,華信銀行亦不會對其他網站的資料保密及安全性負責。 我們建議您先了解此網站的資料保密政策。



當透過此網站向我們發出任何電子郵件時, 請不要包含敏感資料,例如賬戶號碼或非公開的個人資料如社會安全或報稅識別號碼。如您是華信網路銀行用戶,請登入然後使用安全信息功能與我們聯絡。