News Archive  FDIC Insurance Extended
Changes in FDIC Deposit Insurance Coverage

August 12, 2010

On August 10, 2010, the FDIC Board of Directors adopted the final rule amending its insurance regulations and advertising regulations to conform with provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which permanently increased the standard maximum deposit insurance amount (SMDIA) from $100,000 to $250,000. This permanent increase in the SMDIA became effective July 22, 2010.



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