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Loans secured by commercial real estate with different terms. Any commercial loan whose purpose is to buy or carry improved real estate. Desirable loans include:
- Owner occupied/operated commercial/office;
- HUD Section 8 multifamily; and
Loans to finance of the construction of real estate building projects by a constructor, owner or developer. These include residential, commercial developments, multifamily projects and all other nonresidential construction projects
A working capital loan is defined as any loan with a maturity shorter than one year that on an organization schedule and repays from cash flow. Many businesses can benefit from a term loan, but this type of credit should only be considered when it clearly best satisfies the borrower's needs relative to the purpose of the loan and customer's ability to repay, and it is desirable to protect a good banking relationship.
EverTrust Bank provides to its customers letters of credit and the issuance of letters of credit of both commercial and standby letters of credit.
Mortgage collateralized by one-to-four family dwelling, and ordinary owner occupied. The typical mortgage loan is a conventional mortgage loan by a bank or thrift institution.
Please consult with our loan officers for details.
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