Privacy Policy
Important Information About Your Privacy

 Printable Version

Rev. May 2011  

FACTS
WHAT DOES EVERTRUST BANK DO
WITH YOUR PERSONAL INFORMATION?

 
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
 
§         Social Security number and credit history
§         account balances and payment history
§         checking account information and overdraft history
 
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons EverTrust Bank chooses to share; and whether you can limit this sharing.
 
Reasons we can share your personal information
Does EverTrust Bank share?
Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus 
 
Yes
No
For our marketing purposes –
to offer our products and services to you
 
No
We don’t share
For joint marketing with other financial companies
 
No
We don’t share
For our affiliates’ everyday purposes –
information about your transactions and experiences
 
Yes 
No 
For our affiliates’ everyday business purposes –
information about your creditworthiness
 
No
We don’t share
For our affiliates to market to you
 
No
We don’t share
For nonaffiliates to market to you
 
No
We don’t share
 
Questions?
Call (626) 656-1109 or go to www.evertrustbank.com

  

Page 2
 

 
Who we are
Who is providing this notice?
EverTrust Bank
 
What we do
How does EverTrust Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
 
We restrict access to nonpublic personal information about you to those employees and service providers who need to know that information to provide products or services to you. 
How does EverTrust Bank collect my personal information?
We collect your personal information, for example, when you
 
§         open an account or apply for a loan
§         show your government issued ID or make a wire transfer
§         use your credit or debit card
 
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
 
§         Sharing for affiliates’ everyday business purpose – information about your creditworthiness
§         Affiliates from using your information to market to you
§         Sharing for nonaffiliates to market to you
 
State laws and individual companies may give you additional rights to limit sharing.
 
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
 
§         EverTrust Bank does not share with our affiliates.
 
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
 
§        EverTrust Bank does not share with nonaffiliates so they can market to you.
 
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
 
§         EverTrust Bank doesn’t jointly market.
 

 

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